SQL not a single-group group function
Well the problem simply-put is that the SUM(TIME) for a specific SSN on your query is a single value, so it's objecting to MAX as it makes no sense (The maximum of a single value is meaningless).
Not sure what SQL database server you're using but I suspect you want a query more like this (Written with a MSSQL background - may need some translating to the sql server you're using):
SELECT TOP 1 SSN, SUM(TIME)FROM downloadsGROUP BY SSNORDER BY 2 DESC
This will give you the SSN with the highest total time and the total time for it.
Edit - If you have multiple with an equal time and want them all you would use:
SELECTSSN, SUM(TIME)FROM downloadsGROUP BY SSNHAVING SUM(TIME)=(SELECT MAX(SUM(TIME)) FROM downloads GROUP BY SSN))
If you want downloads number for each customer, use:
select ssn , sum(time) from downloads group by ssn
If you want just one record -- for a customer with highest number of downloads -- use:
select * from ( select ssn , sum(time) from downloads group by ssn order by sum(time) desc ) where rownum = 1
However if you want to see all customers with the same number of downloads, which share the highest position, use:
select * from ( select ssn , sum(time) , dense_rank() over (order by sum(time) desc) r from downloads group by ssn ) where r = 1