Why am I causing a Clustered Index Update?
Tables come in two flavors: clustered indexes and heaps. You have a PRIMARY KEY constraint so you have created implicitly a clustered index. You'd have to go to extra length during the table create for this not to happen. Any update of the 'table' is an update of the clustered index, since the clustered index is the table.As for the clustered index update being a 'very expensive operation', now that is an urban legend surrounding basic misinformation about how a database works. The correct statement is 'a clustered index update that affects the clustered key has to update the all non-clustered indexes'.
The clustered index is the physical table, so whenever you update any row, you're updating the clustered index.